| Appearance |
Official Name, Features, Rates and Fees |

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Chase Freedom® Visa - $100 Bonus Cash Back
This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 12 months on balance transfers and 6 months on purchases 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
0.00* |
12* |
11.99%-22.99%*(Variable) |
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UPside Visa® Prepaid Card
Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise) Free Direct Deposit from employers or deposit cash at 50,000 retailers Write personal checks online: easy to pay rent or other bills Earn 1,500 cash back reward points for you first direct deposit load Optional companion card available, as if you had a joint checking
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.99Mo. fee if you load $500 in |
Any |
n/a* |
n/a* |
n/a* |
|

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Citi Forward® Card
$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases APR reduction on purchases when using credit wisely No Annual Fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
0* |
12 Mo. on balance transfers* |
12.99%-22.99%* (Variable) |
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Chase Sapphire® Card
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more 24/7 direct access to expert service advisors (No voice recording) No annual fee!
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
15.24% *(Variable) |
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READYdebit® Card
Free Credit Score & Credit Builder Free Unlimited Purchase Transactions Free Online Bill Payment & Check Writing Free Direct Deposit - paycheck, benefits, tax refunds 100% Guaranteed Approval* - No Credit Checks No Overdraft Fees or Balance Minimums Reloadable up to $10,000 Max Balance Choose Your Card Color - Blue, Black or Pink
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| 0.00 |
Any |
n/a* |
n/a* |
n/a* |
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Orchard Bank Visa Cards
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment Knowledgeable customer service representatives to assist you with questions or concerns
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0 - $59 the first year, $35 - $ |
Fair |
n/a* |
n/a* |
14.99%-19.99%* |
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PenFed Promise VISA Card
Absolutely No Fees 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. No-fee cash advances carry a 17.99% APR No Foreign Transaction Fees Some restrictions apply. You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Good |
7.49 |
36 Mo. for purchases and balance transfers* |
9.99%* |
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PenFed VISA Platinum Gas/Cash Rewards Card
13.99% APR - Lower than most rewards cards Earn 5.00% cash back from gas purchases paid at the pump* Earn 1.00% cash back from all purchases** you make with the card during each billing cycle Up to $50,000 limit No Annual Fee Cash Rewards credited each month No special restrictions to earn your cash rewards You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Good |
4.99-6.99 on balance tra |
24 Mo.* |
13.99%* |
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Walmart MoneyCardSM Visa® Prepaid Card
No issuance fee online No credit check or bank account required No overdraft fees No minimum balance required Free Direct Deposit $10 bonus with qualifying Direct Deposit (for a limited time only) Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $3.00Mo.* |
Any |
n/a* |
n/a* |
n/a* |
|

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Chase Freedom® Visa - $200 Bonus Cash Back
This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
15.99%-22.99%*(Variable) |
|

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Applied Bank® Secured Visa® Gold Credit Card
Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000 Guaranteed Approval Regardless of Your Past Credit History 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late Highest Ratings for Financial Strength and Security in the Country
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $50.00* |
Poor |
n/a* |
n/a* |
9.99% Fixed |
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Platinum Zero® Secured Visa® Credit Card from Applied Bank®
Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000 Zero - 0% Fixed APR on Purchases - No Intro Rates Zero - 0% Rate Won't Change - Even If You're Late Zero Application Fees Zero Worries - Free Personal ID Theft Protection
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $9.95 per month* |
Poor |
0* |
n/a* |
0.00%* |
|

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Citi Forward® Card for College Students
No Cosigner required APR reduction on purchases when using credit wisely 100 ThankYou Points each billing period that you pay on time and stay under your credit limit Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
0* |
0% Intro APR for 7 Mo. on purchases* |
13.99%-22.99%* (Variable) |
|

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Iberiabank Visa® Select Card
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information Low Annual Fee of $35.00
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $35.00* |
Very Good |
0 or 7.50 on purchases; |
12 Mo.* |
7.50%, 9.50%, or 11.50% |
|

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Wired PlasticTM Visa® Prepaid Card
Accepted everywhere VISA is accepted No Credit Check, Income requirements, or bank account required Free Online Access to Account Free Mobile Alerts - Text to your mobile and email Free Bill Pay Service - Pay Anyone Online or Over the Phone Free Rewards Program - Earn 1 point for every $1 spent No Bounced Check, NSF, or Overdraft Charges Ever Free Direct Deposit - Eliminate check cashing fees
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $3.95Mo. |
Any |
n/a* |
n/a* |
n/a* |
|

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NetSpend® Visa® Prepaid Card
100% Approval - No credit check needed (ID verification required). Get your paycheck, government benefits and tax refund faster with free direct deposit New - Get rewarded with NetSpend Payback RewardTM options. Real-time account activity alerts to your mobile phone. Funds are FDIC insured up to the current coverage limit (ID verification required).
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| As low as $5.00Mo.* |
Any |
n/a* |
n/a* |
n/a* |
|

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Vision Premier® Visa® Prepaid Card - Simple & Fair
New - Free Roadside Assistance New - Free Savings Account with 5.65% APY 1% Cash Back on Gas Purchases Free Direct Deposit so you can get paid faster Free Bill Pay online or over the phone Free Transactions and Customer Service No Overdraft Fees, No Interest Fees, and No Hidden Fees No Credit Check - 100% Approval
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $7.95Mo.* |
Any |
n/a* |
n/a* |
n/a* |
|

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Applied Bank® Visa® Business Card
Credit Limits available to $750 Sole Proprietors and Entrepreneurs Welcome - No Business Too Small Perfect for Your Everyday Business Needs Great for Self-Employed Business Owners Your Business Name on Your Business Card
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Very Good |
n/a |
n/a |
23.99%* |
|

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Iberiabank Visa® Classic Card
No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
1.99 on balance transfer |
6 Mo. on balance transfers |
7.25%, 10.25%, or 13.25% |
|

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Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards
$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
12.99%-22.99%* (Variable) |
|

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United MileagePlus® Explorer Card
Earn up to 40,000 bonus miles & first year free, a $95 value* Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip Board your flight before general boarding with priority boarding privileges Visit the United Club with two complimentary day passes every year, up to a $100 value Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase Your miles don't expire and there is no limit to the number of miles you can earn
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $95, waived the first year* |
Excellent |
n/a* |
n/a* |
14.24%*(Variable) |
|

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Iberiabank Visa® Platinum Card
No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points. Turn your points into hotel, gift, or experience rewards Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
1.99* |
6 billing cycles on balance transfers* |
9.25%, 12.25%, or 15.25%* |
|

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Iberiabank Visa® Gold Card
No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
1.99 on balance transfer |
6 Mo. on balance transfers |
9.25%, 12.25%, or 15.25% |
|

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Citi® Hilton HHonors® Visa Signature® Card
Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening* Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio* Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations* Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases* No annual fee.*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
n/a* |
n/a* |
14.24% or 16.24%* (Variable) |
|

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Student UPside Visa® Prepaid Card
A card truly designed for the 13-25 age group and their parents Full parental control. Safer than cash Parents can load the card online from their own credit card or checking account Instant online funding, great for emergencies when your child is away from home If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt Apply online now. Only $2.99 a month or $29.95 a year
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| up to $2.99Mo.* |
Any |
n/a* |
n/a* |
n/a* |
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